Top 10 iGaming Payment Gateways 2025

Looking for the best payment gateways for iGaming in 2025? Here's a quick guide to help you choose.

The iGaming industry is booming, with €347 billion in revenue in 2024. Payment gateways are key to handling transactions securely, quickly, and efficiently, especially in high-risk sectors like online gambling. Operators in Malta and globally need solutions that meet strict compliance standards, support multiple currencies (including crypto), and offer fast settlements.

Highlights of the Top 10 Payment Gateways:

1. Fluid: AI-powered, supports crypto, reduces costs with smart routing.

2. NOWPayments: Specializes in crypto payments, supports 300+ cryptocurrencies.

3. Skrill: Digital wallet with fast deposits and withdrawals.

4. Neteller: Broad global reach, supports multiple currencies and crypto.

5. Trustly: Instant bank-to-bank transfers, perfect for Europe.

6. Paysafecard: Prepaid vouchers, no personal details needed.

7. PayPal: Trusted worldwide, strict on gambling compliance.

8. Adyen: Handles large-scale cross-border payments with advanced fraud tools.

9. Nuvei: Supports 720 payment methods and 150 currencies.

10. 2Checkout (Verifone): Global reach, customizable fraud filters.

Quick Comparison Table:

Payment delays and poor options can drive players away. Choose a gateway that fits your market, supports your preferred payment methods, and ensures fast, secure transactions.

How to integrate the best payment gateway for an online casino

1. Fluid

Fluid is an AI-powered digital cashier tailored for the iGaming sector, offering personalised payment experiences that not only improve conversion rates but also maintain top-notch security. By analysing player behaviour, Fluid’s AI adjusts payment flows to minimise friction and boost transaction completion. For operators in Malta’s competitive iGaming landscape, this means increased revenue per visitor and better player retention.

Let’s delve into how Fluid enhances security and manages costs effectively.

Security and Fraud Prevention

Fluid leverages advanced AI tools like AttackDog and WatchDog to detect and prevent suspicious activities.

Its multi-layered security system includes:

This setup ensures smooth transactions for legitimate players while blocking potential fraudsters before they can cause harm. The system constantly learns from transaction data, improving its ability to distinguish between genuine users and threats over time.

These robust security measures make Fluid a reliable solution for global iGaming operations.

Regional and International Coverage

Fluid’s design addresses the complexities of cross-border transactions, a common challenge for iGaming operators in Malta and beyond. The platform integrates seamlessly with established financial systems, ensuring smooth international payments and compliance with varying regulatory standards.

Supported Currencies and Payment Methods

Fluid supports a broad range of payment methods, including ACH/eCheck and credit/debit cards. It also works with various shopping cart systems, making it adaptable to different operational setups. Additionally, Fluid accepts multiple currencies and cryptocurrencies, allowing operators to tap into the growing demand for digital assets in iGaming.

While traditional card payments often come with higher fees and slower settlement times, cryptocurrency transactions provide faster processing and lower costs - an advantage for operators aiming to optimise their payment systems.

Fees and Settlement Times

Fluid offers a flexible pricing model with three tiers - Basic, Pro, and Enterprise - so operators can choose a plan that suits their business size and needs.

Its smart routing system can cut processing costs by 15–20% by directing transactions to the most cost-effective processors. This efficiency is critical for operators, especially when customer acquisition costs can exceed €920 and marketing expenses consume at least 25% of revenue.

By supporting alternative payment methods and cryptocurrencies, Fluid enables quicker settlements and lower processing fees compared to traditional card payments. This faster cash flow is particularly beneficial for high-volume iGaming transactions.

Fluid’s AI-driven routing ensures every transaction takes the most efficient path, balancing cost savings with high success rates - an essential feature as operators expand their operations.

2. NOWPayments

NOWPayments has positioned itself as a prominent crypto payment gateway in the iGaming industry. With the crypto payment market reaching approximately €4.2 billion in Q1 2025 and 40% of 18–35-year-olds showing a preference for cryptocurrencies, NOWPayments is at the forefront of this growing trend. To keep up with this momentum, the platform is continually enhancing its security measures to ensure smooth and secure transactions.

Security and Fraud Prevention

Security is a top priority for NOWPayments. The platform uses advanced encryption technology to protect user data and block unauthorised access. Its multi-layered security strategy also includes rigorous KYC (Know Your Customer) and AML (Anti-Money Laundering) protocols, aligning with Malta's stringent licensing requirements. Additionally, real-time risk management tools are employed to identify and prevent fraudulent activities.

Regional and International Coverage

Unlike traditional payment gateways, NOWPayments is designed for global, borderless transactions. With offices in the Netherlands and Estonia, it supports the European iGaming market, including Malta, while maintaining robust security measures. Highlighting the growing importance of crypto payments, NOWPayments CEO Kate Lifshits has remarked:

"Offering crypto deposits is no longer an optional feature for igaming operators – it's a competitive necessity."

By eliminating the need for currency conversions and cross-border transaction fees, crypto payments allow iGaming platforms to connect with players worldwide.

Supported Currencies and Payment Methods

NOWPayments caters to the dynamic needs of the iGaming sector by supporting over 300 cryptocurrencies and more than 75 fiat currencies. Its auto-conversion feature simplifies real-time transactions between crypto and fiat currencies. As a non-custodial service, it allows operators to retain full control over their funds while enjoying efficient payment processing. The platform's flexible API also offers a variety of payment options tailored to meet the needs of both traders and players from different regions.

Fees and Settlement Times

NOWPayments provides competitive service fees, charging 0.5% for monocurrency transactions and 1% for transactions requiring currency conversion. Compared to traditional payment methods, crypto transaction fees are significantly lower - by 50–90% - and settlement times are faster, improving cash flow for iGaming operators.

3. Skrill

Skrill plays a major role as a payment solution for Malta and other European iGaming operators. Part of the Paysafe Group, this UK-based digital payments platform initially carved out its niche in the online gambling sector and continues to have a strong foothold in this industry. Operating in over 100 countries, including key markets like the UK, US, and Malta, Skrill provides extensive coverage for international iGaming transactions.

Security and Fraud Prevention

When it comes to security, Skrill prioritises safeguarding its users. The platform employs 128-bit SSL encryption certified by VeriSign to protect sensitive financial data during transactions.

Its multi-layered security includes two-factor authentication (2FA) and real-time transaction monitoring to detect and prevent suspicious activities.

"When you pay with Skrill, all your sensitive financial details are kept hidden from the recipient. In addition, we use the latest fraud prevention technologies to protect you."

By keeping sensitive data hidden from recipients, Skrill fosters trust while ensuring compliance with financial regulations. Its operations are regulated by the Financial Conduct Authority (FCA) in the UK, ensuring adherence to rigorous standards across all its markets.

Regional and International Coverage

Skrill's wide international reach makes it especially appealing for Malta-based iGaming operators looking to expand globally. With operations in over 100 countries, the platform is well-suited to Malta's standing as a top iGaming hub.

To accommodate a diverse player base, Skrill offers multilingual support, with its website available in 12 languages, including English, Spanish, German, Polish, and Italian. For seamless banking integration, Skrill also enables instant bank transfers with support for more than 3,000 banks worldwide.

Supported Currencies and Payment Methods

Skrill's global reach is further enhanced by its support for over 40 currencies and multiple funding options, such as credit cards and bank accounts. This flexibility simplifies international transactions, reducing the need for constant currency conversions and making it easier for operators to manage payments.

The platform’s quick transaction processing is a major plus for online gaming, where fast deposits and withdrawals are essential for a smooth player experience.

"Skrill offers a versatile online payment solution with multi-currency capabilities. Its greatest strengths lie in its wide acceptance across digital platforms, particularly in gaming and e-commerce, combined with the convenience of fast international transfers."

Fees and Settlement Times

Skrill's fee structure is designed to be competitive while supporting its robust features. Merchant fees range from 1.9% to 2.9% plus a fixed fee per transaction, with rates depending on monthly volume and business type. This tiered system offers better rates for high-volume operators.

For currency conversions, Skrill applies a 3.99% fee above the base exchange rate, which operators should consider when handling international payments. Player withdrawal fees include 7.5% for credit card withdrawals and €5.50 for bank transfers. Transfers between Skrill users cost 1.45% of the transaction amount, capped at €10, making smaller transactions affordable.

What sets Skrill apart is its lower costs for gaming transactions and international transfers compared to traditional payment methods. This makes it a practical option for iGaming operators keen on balancing cost efficiency with player satisfaction.

4. Neteller

Neteller, a key player under the Paysafe Group, is a well-established digital wallet used extensively in Malta's iGaming industry and beyond. With nearly 1 million active users and operations spanning over 200 countries, it has become a reliable payment solution for online gaming. Its advanced security features make it particularly appealing for regulated iGaming markets.

Security and Fraud Prevention

Neteller's security framework is tailored to meet the stringent requirements of Malta's regulated iGaming sector. The platform uses advanced SSL encryption to safeguard logins, personal data, and transactions. Additional layers of security include two-factor authentication, real-time transaction monitoring, and automated anti-fraud systems to detect suspicious activity.

Neteller guarantees 100% transaction protection, bolstered by PCI DSS compliance, 3-D Secure™ technology, device fingerprinting, and access to fraud blacklists. Unique features such as biometric facial recognition for identity verification and real-time age checks in several countries add another layer of trust. By keeping users' financial details hidden from transaction recipients, Neteller addresses a major concern for players - especially since 54% of consumers prioritise security when selecting online payment methods.

Regional and International Coverage

Neteller's extensive global network is a significant advantage for Malta-based operators looking to expand internationally. With a presence in over 200 countries, the platform integrates seamlessly with popular bank cards and payment providers like PaySafe and iDEAL. This adaptability allows operators to cater to a wide variety of player preferences across different regions.

Supported Currencies and Payment Methods

Neteller's broad currency support - covering over 28 options, including USD, EUR, GBP, and CAD - makes it ideal for multi-currency management. The platform accepts a variety of funding methods, from traditional bank cards to cryptocurrencies. Transfers between Neteller users are free, and the platform ensures instant deposits and quick withdrawals to keep up with the fast-paced demands of iGaming.

Fees and Settlement Times

Neteller's fee structure is straightforward and designed for clarity. Currency conversion fees range between 2.99% and 3.99% above the base exchange rate. While bank transfers are generally free, credit card deposits usually carry a fee of around 2.5%. Withdrawals to bank accounts involve a flat fee of approximately €9.20, making it easier for operators to plan transaction costs.

Deposits are processed instantly, while withdrawals are typically completed within 24 hours to 2 business days. The platform’s transparent fee policies, with charges displayed in the user's account currency, help operators manage expenses with precision.

5. Trustly

Trustly offers a seamless bank-to-bank payment solution that directly connects to players' bank accounts, eliminating the need for additional wallets or cards. With a user base exceeding 112 million and links to 12,000 banks worldwide, this Swedish fintech company has become a trusted option for Malta's iGaming operators. Its direct integration simplifies the payment process, aligning perfectly with the industry's need for efficient and compliant transactions.

Security and Fraud Prevention

Trustly leverages existing banking infrastructure to prioritise security. It doesn’t store sensitive data that could grant access to a customer’s bank account. Instead, it employs advanced encryption and a proprietary risk engine to optimise transaction approvals while reducing risk. As a Preferred Partner for Online Banking Payment & Verification for Nacha, Trustly ensures added protection for banks and their customers.

Regional and International Coverage

With support for over 12,000 banks across more than 30 European markets, Trustly is well-suited for Malta-based operators looking to expand within Europe. It is licensed to provide cross-border services within the EU and EEA, making it a versatile option for international operations. The company's strong presence in regions like the Nordics, the UK, and the Baltics highlights its expertise in handling regional payments.

Supported Currencies and Payment Methods

Trustly allows players to make direct bank payments, enabling instant deposits without the need for e-wallets. Its Azura data engine speeds up transactions, processing them up to twice as fast while increasing the average transaction value by 10%. Moreover, the platform ensures reliable ACH payments, which is especially important for high-volume transactions in the iGaming sector. These features contribute to a streamlined and cost-effective payment environment.

Fees and Settlement Times

Trustly's fees vary depending on the region. For payments in countries such as the United Kingdom, Austria, Denmark, Finland, Germany, the Netherlands, Norway, Spain, Sweden, Lithuania, Latvia, and Estonia, standard rates are around €0.13 plus €0.50 per transaction. For gaming-related sectors, fees can go up to 3%. The platform’s Pay by Bank feature allows for instant deposits, while settlement times typically follow standard banking schedules, depending on the banks involved.

6. Paysafecard

Paysafecard is a prepaid payment option that uses a 16-digit PIN system and is widely available through retail outlets around the world. Its simplicity and anonymity make it particularly attractive to younger users and those without bank accounts, especially within Malta's thriving iGaming industry.

Security and Fraud Prevention

One of Paysafecard's standout features is its focus on security. By operating on an anonymous, multi-layered protocol, it eliminates the need for personal or banking details during transactions. This is a significant advantage, especially as 64% of online shoppers today rank security as their top concern when selecting payment methods.

Zak Cutler, President of Global Gaming at Paysafe, highlights the company's robust security measures:

"We have tons of security protocols. We're regulated not only by the gaming regulators, but also the financial regulators".

To strengthen fraud prevention, Paysafecard incorporates Fiserv's Data-as-a-Service technology. Additionally, users benefit from 24/7 protection, with the option to immediately block their PIN codes if any suspicious activity is detected.

Regional and International Coverage

As of 2024, Paysafecard operates in about 50 countries, offering a vast network that spans Europe, North America, Australia, New Zealand, and parts of Western Asia and South America. This extensive reach is particularly beneficial for Malta-based iGaming operators, as many of them target European markets for expansion.

The service supports over 260 payment types in more than 40 currencies worldwide, making it a practical choice for international businesses. Malta is among the countries supported by Paysafecard, alongside key European markets like the United Kingdom, Germany, France, Spain, Italy, and the Netherlands. On top of that, major global brands such as Amazon, Google Play Store, Microsoft, Xbox, PlayStation, Steam, and Facebook accept Paysafecard in 20 or more countries. This demonstrates the platform's global trust and reliability.

Supported Currencies and Payment Methods

Paysafecard's prepaid model aligns well with modern payment trends. For instance, 32% of global consumers report using digital wallets more frequently, while 12% are turning to e-cash more often. With support for transactions in over 40 currencies, Paysafecard caters to Malta's international iGaming market. The process is straightforward: users purchase a 16-digit PIN card from a retail outlet and use this code for online payments. This method appeals to players who prefer not to connect their banking details directly to gaming platforms.

Next, we’ll take a closer look at Paysafecard's fees and settlement speed.

Fee Structure and Settlement

Paysafecard fees vary depending on the denomination and region. For example, in the U.S., fees range from US$1.49 to US$3.49 per card. Malta-based operators should check local pricing for accuracy. Additionally, an administration fee of US$2 per month applies if the card remains inactive for more than 24 months.

The instant settlement of prepaid funds ensures seamless transactions, helping operators maintain player engagement.

7. PayPal

PayPal is a globally recognised payment service with an impressive 429 million active accounts. Its strong reputation makes it a trusted choice for iGaming operators in Malta, even though the platform enforces strict policies on gambling transactions. With over 3 trillion transactions processed, PayPal's credibility resonates with players around the world.

Security and Fraud Prevention

PayPal prioritises security with features like TLS encryption and key pinning to protect sensitive data. Its fraud prevention measures are robust, including 24/7 transaction monitoring, anti-carding filters, transaction risk scoring, and customisable fields to address a 134% surge in carding attacks. These safeguards are particularly important as online payment fraud losses are expected to exceed $362 billion in the next five years.

"Your players can be confident that their PayPal transactions will be safe and secure." - PayPal US

PayPal also meets rigorous compliance standards, holding certifications under the Visa Cardholder Information Security Program and Mastercard Site Data Protection Program. Additionally, it adheres to strict Anti-Money Laundering (AML) regulations, making it a suitable option for Malta's regulated iGaming industry. These measures reinforce PayPal's reputation as a secure and reliable payment solution.

Regional and International Coverage

PayPal operates in over 200 countries, including Malta, and supports the Euro, making it a natural fit for Malta's role as a hub for international iGaming targeting European players. However, the platform restricts gambling transactions in regions where such activities are illegal. Approved gambling merchants must ensure transactions are blocked in restricted jurisdictions.

Supported Currencies and Payment Methods

PayPal offers flexibility with its support for 25 currencies worldwide, which is advantageous for international iGaming operators. Its currency conversion feature allows operators to accept payments in currencies not held in their account, though this requires setting up Payment Receiving Preferences.

Trust plays a significant role in PayPal's appeal. A survey found that 68% of consumers consider paying with a trusted brand very important for online purchases. This trust can lead to higher conversion rates for iGaming operators that accept PayPal.

The platform also includes added security features like two-factor authentication with optional security keys and browser integrity checks before login. PayPal's Buyer Protection policy provides reimbursements for unsatisfactory transactions, though its applicability to iGaming varies by jurisdiction.

Fees and Settlement Times

PayPal's fee structure for iGaming operators isn't explicitly detailed in available documentation. However, standard merchant services typically involve transaction fees and currency conversion charges. Operators are advised to contact PayPal directly for specific fee details.

Settlement times generally align with standard merchant account practices, though the exact timeframes depend on the merchant agreement and compliance requirements for gambling-related transactions.

8. Adyen

Adyen has been a global payment solutions provider since 2006, catering to the growing demand for efficient cross-border payment systems in the iGaming industry. With an impressive track record, the platform processed €516 billion in transactions in 2023 alone, showcasing its ability to handle large-scale operations.

Designed with flexibility in mind, Adyen enables iGaming websites to accept payments through various methods, making it easier to cater to diverse player bases. Its single global payment system simplifies the complexities of international transactions, which is especially beneficial for Malta-based operators targeting European and global markets.

Security and Fraud Prevention

Adyen prioritises security through its RevenueProtect system, an advanced risk management solution that uses algorithms and machine learning to monitor transactions in real time. This system detects suspicious activity instantly, offering immediate protection against fraudulent transactions that could harm operator revenue.

The platform’s AI-driven fraud detection capabilities are bolstered by data from over one billion consumers worldwide. This extensive dataset allows Adyen to distinguish legitimate players from potential fraudsters with remarkable accuracy. Additionally, repeat customer data is used to refine risk assessments further.

"Adyen Uplift changes the game by unleashing the depth and power of AI to solve for real-time payment optimization. This will transform cost savings and performance, redefining business efficiency in 2025 and beyond." - Carlo Bruno, VP of Product at Adyen

Adyen Uplift also automates fraud control, significantly reducing the workload for fraud management teams. Businesses using this feature have reported an 86% reduction in manual risk rules on average, while 35% have eliminated them entirely - freeing up valuable resources for other priorities.

The platform adheres to industry standards like PCI-DSS certification to ensure payment data is secure. It also employs advanced encryption technologies and intelligent routing to protect sensitive information and optimise payment processing.

Regional and International Coverage

Adyen operates in over 60 countries, including key European markets such as the UK, Germany, France, and Italy. For Malta-based iGaming operators, this broad European coverage is a significant advantage, supporting seamless operations across the continent.

Malta’s reputation as a hub for international iGaming aligns perfectly with Adyen’s extensive network. For instance, in January 2025, eCabs partnered with Adyen to implement a new payment gateway for its global operations. This collaboration underscores Adyen’s ability to support businesses with international ambitions.

"We are delighted to be partnering up with eCabs to power their new payment solution. Our global financial technology platform is well positioned to match eCabs international scaling ambitions, offering a single global payment system that reduces the complexity of accepting payments across international borders." - Roelant Prins, Chief Commercial Officer at Adyen

Supported Currencies and Payment Methods

Adyen’s platform is designed to accommodate a wide range of payment methods and currencies, ensuring compatibility with its global network. Features like automatic retries for failed transactions help improve payment success rates, which is particularly valuable for iGaming operators.

Fees and Settlement Times

Adyen’s fees and settlement times vary depending on transaction volumes and regional requirements. For precise details tailored to specific business needs, operators are encouraged to contact Adyen directly. This flexibility ensures that businesses can optimise their payment processes while staying aligned with their operational goals.

9. Nuvei

Nuvei is a payment technology provider that equips iGaming operators with a global network and advanced security measures. In January 2025, Nuvei teamed up with Gaming Innovation Group (GiG) to enhance payment solutions through the CoreX platform. This collaboration connects operators to 720 alternative payment methods in over 200 countries.

"By combining Nuvei's robust modular payment technology with GiG's innovative CoreX platform, we're delivering unparalleled value to iGaming operators worldwide."
– Philip Fayer, Nuvei Chair and CEO

Security and Fraud Prevention

Nuvei prioritises security by implementing comprehensive fraud and risk management systems that protect both businesses and customers. The platform uses advanced fraud detection tools, tokenisation, and KYC processes to minimise false positives. Features like Smart 3DS Routing and automated decision-making - powered by IP geolocation and AVS/CVV rules - allow for real-time risk assessment.

"Transaction data is our greatest weapon in the fight against fraud."
– Nuvei

Customer data is protected through encryption and tokenisation, and as a Level 1 Service Provider, Nuvei complies with PCI Data Security Standards. For added security, the platform offers its Assured Funds solution, which insures businesses against losses from unauthorised or returned payments. Additionally, Nuvei provides three levels of bank account verification - Basic, Enhanced, and Premier.

Regional and International Coverage

Nuvei’s extensive EU coverage includes SEPA and SEPA Instant transfers, alongside UK Faster Payments. In North America, the platform supports ACH, RTP, and FedNow transactions. These services are particularly beneficial for Malta-based operators aiming to target European markets. Nuvei’s global banking network ensures broad country and bank coverage, enabling operators to expand internationally through a single, integrated platform.

This strong regional presence supports a wide variety of global payment options, which are detailed below.

Supported Currencies and Payment Methods

Nuvei facilitates transactions in 150 currencies, catering to a diverse international audience. Research shows that 92% of customers prefer purchasing from websites that display prices in their local currency. The platform also supports 720 alternative payment methods and offers local acquiring capabilities in 50 markets.

Payment options include traditional bank transfers such as ACH, RTP, FedNow, SEPA, SEPA Instant, Faster Payments, and Interac. Additionally, Nuvei integrates digital wallets like PayPal, Neteller, and Skrill. For operators exploring cryptocurrency, Nuvei enables fiat-to-crypto conversions, supports over 100 fiat currencies and 200 cryptocurrencies, and offers stablecoin payments with USDC compatibility across 14 blockchains.

Fees and Settlement Times

Nuvei’s fees and settlement times depend on factors like payment methods, transaction volumes, and regional requirements. Its Control Panel is designed to grow with businesses, offering tools for transparent fee management. For specific pricing details, operators are encouraged to contact Nuvei directly.

10. 2Checkout (now Verifone)

2Checkout, now operating under the Verifone name, provides a comprehensive payment solution tailored for iGaming operators across the globe. It facilitates transactions in over 200 markets and supports 87 currencies, making it a key player in the industry. With such a vast network, the platform ensures top-tier security and reliability.

Security and Fraud Prevention

Security is a cornerstone of 2Checkout's operations. The platform employs advanced fraud detection tools, including real-time transaction analysis, IP geolocation, velocity checks, and machine learning algorithms. These features work together to identify and block suspicious activity. Merchants also have the option to customise fraud filters to match their specific needs.

As a PCI DSS Level 1 compliant provider, 2Checkout adheres to the highest security standards. The platform also acts as an intermediary during chargeback disputes, bridging the gap between banks, PayPal, buyers, and merchants. These robust security measures contribute to its widespread acceptance across international markets.

Regional and International Coverage

Operating in over 200 countries and territories, 2Checkout has a strong foothold, particularly in European markets. It integrates with more than 120 shopping carts and offers localised payment solutions. Regional payment methods such as SEPA and UK Direct Debit are supported, alongside global options like wire transfers and eCheck/ACH [94, 100].

Supported Currencies and Payment Methods

2Checkout supports transactions in over 100 billing currencies [69], and studies suggest that effective multi-currency management can increase authorisation rates by up to 25%. The platform offers more than 45 payment methods, ensuring flexibility for users:

• Credit/Debit Cards: Includes major brands like Visa, MasterCard, American Express, Discover, JCB, and various local cards [68].

• Digital Wallets: Options like PayPal, Alipay, Apple Pay, WeChat Pay, Skrill Wallet, and Neteller [68].

• Online Banking: Includes iDEAL, OP-Pohjola, Nordea, Danske, Trustly, and Netbanking [68].

To enhance the user experience, 2Checkout provides checkout customisation tools and customer communication options in over 30 languages. Payment method availability depends on the selected plan - 2Monetise, 2Sell, or 2Subscribe [68].

Fees and Settlement Times

2Checkout charges transaction fees ranging from 3.5% to 6%, plus €0.30 per transaction. The platform offers several payout options with varying settlement times and fees:

• Wire Transfers: Processed in 2–5 business days with a €15 fee for 2Sell/2Subscribe plans.

• PayPal Transfers: Instant payouts, subject to PayPal's fees.

• Pre-paid MasterCard Payouts: Completed within 1 business day.

Minimum payout thresholds are €50 for 2Sell/2Subscribe and €100 for 2Monetise. Payouts are available in USD, EUR, and GBP, providing flexibility for operators across different regions. The platform serves over 20,000 corporate clients in 180 countries [96, 99].

Payment Gateway Comparison

In the fast-evolving iGaming industry of 2025, finding the right payment gateway is essential for smooth international operations. To make an informed choice, you need to weigh factors like market coverage, payment options, fees, and security.

Regional Coverage and Market Reach

Different payment gateways cater to different regions, offering varying levels of coverage. Fluid provides worldwide access, enhanced by AI-driven localisation. PayPal, available in over 200 countries and supporting 25+ currencies, is a global player but comes with higher fees. Adyen focuses on 80+ countries with a strong local acquiring network, mainly targeting larger enterprises. Trustly is tailored for the European market, while NOWPayments supports transactions in over 300 cryptocurrencies. Each gateway’s regional focus plays a significant role in determining its suitability for different markets.

Payment Method Diversity

Payment options are as critical as regional reach. NOWPayments shines in cryptocurrency transactions, handling over 300 digital currencies. Skrill offers a digital wallet with quick processing and low deposit fees, though withdrawal fees are moderate (around €5.00). Neteller supports a mix of cryptocurrencies, bank accounts, and cards. Paysafecard operates through prepaid vouchers, allowing users to make payments without sharing personal or card details.

Fee Structures and Cost Considerations

Fees can vary significantly between providers. NOWPayments offers competitive rates starting at 0.5%, while Trustly charges 1.5%, with the possibility of negotiation for larger businesses. Neteller averages around 2.5%, and Skrill keeps deposit fees low but charges around €5.00 for withdrawals.

Currency Support and Localisation

The ability to handle multiple currencies is a vital feature for global iGaming operations. 2Checkout supports transactions in over 100 billing currencies [69], while PayPal works with 25+ currencies. Fluid stands out with extensive multi-currency support, including the EUR, and offers cryptocurrency transactions paired with AI-powered localisation to adapt to different markets.

Settlement Times and Cash Flow

Fast settlement times are crucial for maintaining healthy cash flow. Trustly offers instant deposits and withdrawals, making it a favourite for European operators. NOWPayments ensures instant cryptocurrency settlements, while traditional card processing can take 2–5 business days. Fluid's real-time processing capabilities are another advantage for managing cash flow efficiently.

Security and Compliance Standards

All major gateways comply with PCI DSS Level 1 standards, but their additional security features vary. Fluid uses AI-driven fraud detection with real-time behavioural analytics. NOWPayments relies on blockchain security, while traditional providers often stick to standard fraud prevention tools.

For European operators, Trustly's instant bank transfers are a strong option. Globally, platforms like Fluid with AI-driven personalisation or NOWPayments with extensive cryptocurrency support can offer a competitive edge.

Final Thoughts

Selecting the right payment gateway is a crucial decision for operators, especially when acquisition costs exceed €900 and marketing budgets consume 25% of revenue. Poor payment flows can lead to a staggering 80% loss of potential transactions.

The payment gateways highlighted in this guide directly tackle these industry pain points. Each solution adheres to rigorous security requirements and employs advanced fraud detection measures. Fluid's AI-powered system stands out, offering real-time behavioural analytics that create a seamless and secure payment experience for both operators and players.

A smooth payment process is more than just a convenience - it's a priority for users. Nearly half (49%) of frequent bettors rank it as essential, while 32% abandon apps due to slow funding, and 23% leave if their preferred payment method isn't available.

These gateways also cater to regional preferences. Trustly enables instant bank transfers across Europe, NOWPayments specialises in cryptocurrency transactions, and Fluid delivers global AI-driven localisation, helping operators expand internationally while tailoring experiences for individual players.

Speed remains a key factor. Payment delays push 60% of bettors to competitors, making instant processing a vital edge in this competitive space.

"Payments truly power your growth in online gambling. A slow payment method or clumsy casino API integration can quietly drain your players' trust and revenue." - NuxGame Editorial

Emerging technologies like mobile payments, cryptocurrency, and biometric authentication are reshaping user expectations. These trends demand flexible solutions, especially in regions where traditional banking systems are underdeveloped.

For operators, the challenge lies in balancing global accessibility, robust security, cost efficiency, and an excellent user experience. Whether it's Fluid's AI-driven personalisation, NOWPayments' crypto versatility, or Trustly's seamless European integration, the right choice can significantly impact growth.

With the online gambling market projected to reach €138.5 billion by 2029, investing in the right payment gateway isn't just a necessity - it's a strategic move for long-term success. This guide provides operators with the insights needed to make informed decisions and drive sustained growth.

FAQs

How do AI-powered payment gateways like Fluid improve security and reduce costs in iGaming?

AI-powered payment gateways, like Fluid, are reshaping security and cost management in the iGaming industry through advanced technology. These systems rely on real-time fraud detection algorithms to monitor transactions, drastically reducing fraud while offering players a smooth and secure experience. This dual benefit not only protects operators from financial risks but also strengthens user trust.

On top of that, AI takes over tasks like identity verification and compliance checks, speeding up these processes and cutting operational costs. By efficiently managing high transaction volumes and reducing the likelihood of human errors, AI-driven gateways enhance security and streamline expenses, ultimately helping operators boost their revenue potential.

What benefits do cryptocurrency payment gateways offer to iGaming operators in Malta?

Cryptocurrency Payment Gateways in Malta's iGaming Sector

Cryptocurrency payment gateways bring a host of benefits to iGaming operators in Malta. For starters, they come with lower transaction fees, usually around €0.50 per €100, which is a significant saving compared to traditional payment methods. Add to this the faster processing times and strong security provided by blockchain technology, and you have a recipe for smooth, hassle-free transactions that benefit both operators and players.

These gateways also simplify cross-border transactions. Players can deposit and withdraw funds without worrying about currency conversions, which is a major advantage when catering to an international audience. The anonymity that cryptocurrencies offer is another draw for online gaming enthusiasts, while the technology itself helps operators stay compliant with regulations and minimise fraud risks.

By integrating cryptocurrency payment gateways, operators in Malta's competitive iGaming market can not only improve the player experience but also streamline their operations, making it easier to thrive in this fast-paced industry.

Why is regional and global coverage important when choosing a payment gateway for iGaming operators expanding internationally?

Why Regional and Global Coverage Matters in iGaming

For iGaming operators looking to grow internationally, having a strong regional and global presence is key. It’s not just about reaching more players; it’s about ensuring smooth payment processes and keeping players happy. Payment gateways that work with local acquiring solutions often see better authorisation rates. This means fewer failed transactions and a smoother experience for users.

Another important factor? Offering payment methods that feel familiar to players in specific regions. When operators support local payment options and multiple currencies, it makes transactions easier and builds trust. Players are more likely to stick around when they can pay in ways they’re comfortable with, which naturally leads to higher conversion rates.

To truly thrive in new markets, operators also need to partner with gateways that align with local laws and cater to regional habits. This ensures payments are not only seamless but also secure, ticking all the boxes for player confidence.